What is one of the requirements for an applicant to become licensed as a North Carolina Accident

How to Get a North Carolina Insurance License

  1. Pass a state-approved pre-licensing course. Completing the 20-hour course in the relevant field and passing the final exam with a score of at least 70% provides a Certificate of Completion, also called an Exam Admission Ticket. This Ticket is required to sit for the state licensing exam. There are some fields that are exempt from taking the pre-licensing course, but everyone (including those below) must sit for the state exam.
    • Exempt from the Life Insurance pre-licensing course:
      • Certified Employee Benefits Specialist (CEBS)
      • Certified Financial Planner (CFP)
      • Certified Insurance Counselor (CIC)
      • Holder of a degree in insurance (associate or bachelor's)
      • Chartered Life Underwriter (CLU)
      • Chartered Financial Consultant (ChFC)
      • Life Underwriter Training Council Fellow (LUTCF)
      • Fellow Life Management Institute (FLMI)
    • Exempt from the Health (Accident and Health or Sickness) Insurance pre-licensing course:
      • Certified Employee Benefits Specialist (CEBS)
      • Health Insurance Associate (HIA)
      • Registered Employee Benefits Counselor (REBC)
      • Registered Health Underwriter (RHU)
      • Holder of a degree in insurance (associate or bachelor's)
  2. Register for the state licensing exam. Once you have passed the pre-licensing course, you will need to make a reservation to take the state examination. To do so, visit the Pearson VUE website and select "Make an Exam Reservation" and follow the on-screen prompts.
  3. Take and pass the state examination. You must bring your Exam Admission Ticket to sit for the state exam. The Exam Admission Ticket gives you 5 attempts to pass the state exam in a 90-day period that follows the completion of the pre-licensing course. If you use all 5 attempts without passing, or the 90-day period expires without passing, you will need to take the pre-licensure course again before you can make another attempt.
  4. Complete an electronic application. Once you pass the state examination, you must complete an electronic application by visiting the National Insurance Producer Registry website and following the instructions on that site. If required, you'll need to submit fingerprints after completing the license application.

Step 1: Complete a North Carolina Pre-Licensing Insurance Course

To qualify for the North Carolina insurance license exam, you must complete a pre-licensing insurance course that is certified by the North Carolina Department of Insurance. Upon passing the pre-licensing course final exam, you will be awarded an Exam Admission Ticket.

Our North Carolina pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the North Carolina Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams, and student support.

National Online Insurance School is certified by the North Carolina Department of Insurance to offer the following courses:

Pre-Licensing CourseCourse Credit Hours
Life, Accident & Health or Sickness 40
Life 20
Accident & Health or Sickness 20

Step 2: Complete an Insurance License Application

You can apply for an insurance license through the Vertafore website. Click the button below and follow the steps to complete your application:

  1. Click 'Apply for a license' from the menu on the left
  2. Click the New Insurance License button within the 'New Insurance Licenses' section
  3. Choose 'Resident,' then choose 'Individual,' and click the Continue button
  4. Enter your email address
  5. Enter your information and choose the state you wish to apply for a license, then click continue
  6. Select 'Resident Agent' as your license type and continue
  7. Select the types of license(s) you wish to apply for and continue
  8. Enter all requested information and submit payment

License qualifications

  • Must be at least 18 years of age
  • A resident of the state of North Carolina
  • Complete the required pre-licensing course hours for the lines of authority for which you are applying
  • Pass the state insurance exam for the lines of authority for which you are applying
  • Must not have committed any act that is a ground for denial, suspension, or revocation of license

Expected cost

Application Fee: $44 base fee plus $50 for each line of authority

Important
Upon completing your application you will receive an email with your National Producer Number (NPN) from Pearson Vue. You will need to obtain your NPN before you can register and schedule your state exam in the next step.

Step 3: Pass the North Carolina Insurance License Exam

Upon completing your pre-licensing insurance course, you must register with Pearson Vue to take your state insurance exam. Exam reservations can be made online at the Pearson Vue website or over the phone at (866) 265-6329.

Expected cost

Insurance Exam Fee: $45.00 per line of authority

About the state exam

  • You are required to provide a copy of your Exam Admission Ticket and two current forms of identification at the testing center. The name on the identification must exactly match the name on the registration. The primary identification must be government-issued and photo-bearing with a signature, such as a driver's license, passport, etc. The secondary identification must contain a valid signature and must not be expired, such as a Debit (ATM) or Credit card.
  • Exam times are typically available in the morning, afternoon and early evening at various locations throughout the state
  • You should arrive 30 minutes before your scheduled appointment to allow time for check-in procedures. If you arrive late, you will not be allowed to take your exam and will forfeit your exam fee.
  • Applicants with disabilities should make special arrangements before registering for the state exam by contacting the testing administrator
  • Passing score is 70%

License ExamExam TimeScored QuestionsPre-Test QuestionsTotal Questions
Life 1 hour 15 mins 55 5 60
Accident & Health or Sickness 1 hour 15 mins 55 5 60

Review our Insurance License Exam Tips to learn more about the state exam format and the types of questions asked on the exam, as well as additional test-taking tips to help you prepare for your exam day.

Important
You must pass the state licensing exam within 90 days from the date of course completion, or a maximum of 5 exam attempts, whichever occurs first. If you cannot pass the exam within the required time or the maximum number of attempts, you must retake a state-approved pre-licensing course to be eligible to retake the state licensing exam.

Step 4: Submit Electronic Fingerprints

You must schedule an appointment to submit electronic fingerprints to complete a background check. Fingerprints are required by the North Carolina Department of Insurance to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from being a licensed insurance agent.

Expected cost

Electronic Fingerprints Fee: Approximately $38.00

Important
You are required to submit electronic fingerprints within 30 days of submitting your insurance license application. You will receive an email with instructions on how to complete this requirement from the National Insurance Producer Registry (NIPR) only after submitting your insurance license application.

How do you become a licensed title agent in NC?

How to Get Your North Carolina Insurance License.
Complete an Insurance Prelicensing Course. ... .
Pass Your North Carolina Licensing Exam. ... .
Get Fingerprinted. ... .
Apply for North Carolina Insurance License. ... .
Plan to Complete Required Insurance Continuing Education (CE) Credits..

How do I get a property and casualty license in North Carolina?

In North Carolina, you must apply online via the NIPR. The fee for an online application is $50 per line of authority ($100 for both property and casualty) plus an $82 application fee, the $38 fingerprinting fee, and a $5.60 NIPR transaction fee for a total cost of $225.60.

Can you get an insurance license with a felony in North Carolina?

Persons so prohibited are those persons who have 1) been convicted of any criminal felony involving dishonesty or breach of trust, or 2) any persons who have been convicted of a) making false material statements to any insurance regulatory official; or b) embezzling, converting, purloining, or misappropriating any ...

What is the North Carolina insurance candidate ID?

NOTE: The NPN is also used as the North Carolina Insurance Candidate Identification Number. Candidates who are required to take Pre-Licensing Education (PLE) are still required to provide the PLE School Code and education completion date that is provided on the Examination Admission Ticket.