What are certain things you can do to protect your personal data when using a public workstation?

It’s hard to go a few days of scanning the news without hearing about a major data breach, potentially exposing millions of customers’ personal data to criminals. Here are a few tips to ensure your personal information doesn’t end up in the wrong hands.

When creating a password, think beyond words or numbers that a cybercriminal could easily figure out, like your birthday. Choose combinations of lower and upper-case letters, numbers, and symbols and change them periodically. It’s also better to create a unique password instead of using the same password across multiple sites—a password manager tool can help you keep track.

We all have that one friend who posts too many intimate details of their life online. Not only can this be annoying, but it can also put your personal information at risk. Check your privacy settings so you are aware of who’s seeing your posts, and be cautious when posting your location, hometown, birthday, or other personal details.

A little online shopping never hurt anyone…or did it? Most free public Wi-Fi networks have very few security measures in place, which means others using the same network could easily access your activity. You should wait until you’re at home or on a secure, password-protected network before whipping out that credit card.

Cybercriminals are sneaky, and will often compose their phishing scams to look like legitimate communications from a bank, utility company, or other corporate entity. Certain things like spelling errors or a different email address than the typical sender can be a clue that the email is spam.

Before entering personal information into a website, take a look at the top of your browser. If there is a lock symbol and the URL begins with “https,” that means the site is secure. There are a few other ways to determine if the site is trustworthy, such as a website privacy policy, contact information, or a “verified secure” seal.

Install anti-virus software, anti-spyware software, and a firewall. For additional protection, you may want to consider cyber insurance, which can keep you and your family safe if you fall victim to a cyberattack. At Chubb, our experts are ready to evaluate your cyber vulnerabilities, help cover fraudulent charges, and ensure your family has the resources you need to recover emotionally, too.

Protecting your personal and professional information in an online and mobile world is really no different than protecting your house and vehicles. Security can be as simple as locking the doors, or as elaborate as monitoring and alarm systems.

The first step is a mindset that identifies the exposure, risk and management of your information whenever it’s requested.

1. Stop giving away your personal information

Step one is easy. Stop giving it away. A common and effective way to get people’s information is to simply ask for it, whether buying at a retail cashier, joining an online group or through a phishing email. Because we are polite or in a hurry to get to the objective, we often just give it up.

Be suspicious of unsolicited e-mails that have a “sense of urgency” and warn that your accounts will be closed or your access limited if you don’t reply.

“Protecting yourself from data or identity theft doesn’t have to be complicated.”

You can say no – especially if it’s hard to see how the service or transaction requires the information. I don’t need to share my full address to buy a pair of pants. And don’t share or provide your confidential information using email or over the phone (unless you initiated the call).

2. Check your mobile app permissions

Mobile apps also have implications for personal data. Many force you to accept certain permissions (access to contacts, photos, GPS location, etc.) to download the app. In many cases, the permissions have nothing to do with the app’s functionality.

It’s a good idea to go to the permissions settings for each app after you’ve downloaded it and opt out of any you’re uncomfortable with. Do this with new apps and for any you already have.

3. Review your security and privacy settings

While we’re talking mobile, make sure your smartphone locks automatically when not in use. If you lose your phone, anyone who finds it shouldn’t be able to gain access. Many new smartphones have fingerprint authentication, which is better than a simple passcode or swipe pattern.

If possible, configure “Find my phone” to locate your phone if it is lost or stolen.

Each social media platform has a privacy and security policy. If you’re going to use social media, you should know what is being collected and shared. If you use Facebook extensively, take the time to review and understand the privacy settings to make sure you’re comfortable. It is a powerful data collection machine.

4. Use passphrases

The Internet of Things (IoT) is upon us and computing technologies are imbedded in household appliances and systems, alarms and controls, and various home automations such as lighting. Stories about connected baby monitors, thermostats and security cameras being hacked are concerning.

Do the following to improve IoT security: change the router’s factory default password immediately, ensuring it’s a passphrase; update firmware on a regular basis; and if the device must be directly accessible over the Internet, segment it into its own network and restrict access.

Protecting yourself from data or identity theft doesn’t have to be complicated. But it is something we all need to address in an increasingly connected and digital world.

5. Use Antivirus software and install the latest software patches

There is a potential for contracting a computer virus or other type of malware.  This can cause damage to your computer, provide access to your confidential information or even cause a ransomware attack. Criminals look for vulnerabilities within software. It’s important to install software updates (patches) when made available by the vendors.

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